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Bandhan Bank Hikes Fixed Deposit Rates: Earn Up to 7.95% Interest on 2 to 3-Year FDs:

Samira Vishwas | July 24, 2026 1:24 PM CST

by

Desk

2026-07-24 07:44:00

In excellent news for fixed-income investors and retirees seeking high-yield savings options, Bank has revised its Fixed Deposit (FD) interest rates. The private sector lender is now offering a peak interest rate of 7.95 per cent for senior citizens on tenures ranging from 2 years to less than 3 years. Regular depositors can earn an impressive 7.45 per cent for the same investment duration.

For longer-term tenures of 3 to under 5 years, the bank offers fixed interest rates of 7.75% for senior citizens and 7.25% for general public customers.

Latest Bank FD Interest Rates Table

Here is the revised tenure-wise breakdown of interest rates offered on domestic term deposits below ₹3 crore:

Tenure	Regular Customers (%)	Senior Citizens (%)
7 days – 14 days	2.95%	3.70%
15 days – 30 days	2.95%	3.70%
31 days – less than 2 months	3.45%	4.20%
2 months – less than 3 months	4.20%	4.95%
3 months – less than 6 months	4.20%	4.95%
6 months – less than 1 year	4.20%	4.95%
1 year	7.00%	7.50%
1 year 1 day – 1 year 9 months	7.00%	7.50%
1 year 9 months 1 day – less than 2 years	7.00%	7.50%
2 years – less than 3 years	7.45%	7.95%
3 years – less than 5 years	7.25%	7.75%
5 years – 10 years	5.85%	6.60%

Savings Account & FCNR(B) Rates for Overseas Investors

Beyond domestic fixed deposits, Bank continues to offer an attractive interest rate of 6.5 per cent on savings account balances ranging above ₹5 lakh up to ₹10 lakh.

For Non-Resident Indian (NRI) clients, the bank has also enhanced returns on Foreign Currency Non-Resident (Bank) [FCNR(B)] deposits in US Dollars. USD-denominated deposits of $1 million and above for tenures between 3 to 5 years now fetch an interest rate of 7.1 per centwhile deposits below $1 million yield 7.0 per centenabling NRI investors to lock in high yields while mitigating exchange rate volatility.