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Financial services giant Aditya Birla Capital has reported a strong and impressive performance in the first quarter of the financial year 2026-27 (Q1 FY27). According to financial data released by the company, the company saw a significant increase in both profits and revenues during this quarter. Driven by strong growth in the NBFC and housing finance sectors, as well as the insurance and asset management segments, the company has fully met investor expectations, leading to a positive market environment.

Consolidated Net Profit Increases 40% to ₹1,175 Crore

According to information provided by Aditya Birla Capital to the exchanges, the company’s consolidated net profit (PAT) in the first quarter of the current financial year jumped 40 percent year-on-year to ₹1,175 crore, compared to ₹839 crore in the same quarter of the previous fiscal year. Along with profits, the company’s consolidated revenue also recorded a strong 29 percent increase to ₹14,731 crore. The company’s improved results were driven by improved margins in the life and health insurance business, as well as the NBFC and housing finance businesses. During this period, the company’s total lending portfolio grew by 32 percent to ₹2,19,289 crore, and total assets under management (AUM) increased by 36 percent to ₹7,52,745 crore.

Strong Growth in the NBFC and Housing Finance Segments

The AUM of the company’s NBFC business increased by 28 percent to ₹1,67,456 crore, while disbursements increased by 34 percent to ₹21,201 crore during this period. Net interest margin (NIM) in this segment improved to 6.07 percent and RoA increased to 2.39 percent. Additionally, the housing finance business also surprised everyone with its strong performance. Disbursements in housing finance increased by 39 percent to ₹7,515 crore, and AUM increased by a whopping 50 percent to ₹51,833 crore. Net interest income (NII) for this segment jumped 52 percent to ₹572 crore, while bad loans, or Stage 2+3 loans, declined to just 0.78 percent, a 56 basis point decrease compared to last year.

Insurance and asset management businesses also strengthened.

Looking at the insurance and investment segment, first-year premiums in the life insurance business increased by 20 percent to ₹952 crore, leading to a 56 percent increase in profit before tax (PBT) to ₹61 crore. Meanwhile, the health insurance business’s gross written premium (GWP) jumped 50 percent to ₹2,19,289 crore (total ₹2,196 crore), and the segment recovered from a loss to a profit of ₹18 crore, compared to a loss of ₹28 crore in the same quarter last year. Additionally, the asset management business’s AUM grew 12 percent to ₹4,27,675 crore, and its net profit increased to ₹309 crore. Overall, this all-round growth reflects improved operating efficiency and a strong business strategy.