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If you're planning to visit a bank branch today, it's worth checking whether your city is observing a holiday before stepping out.

According to the Reserve Bank of India (RBI) holiday calendar, banks are closed on Monday, August 4, only in Agartala on account of Ker Puja, a traditional festival observed in Tripura. Bank branches in the rest of the country are expected to function as usual.

The RBI's bank holiday schedule varies across states, with several holidays linked to regional festivals and local observances. As a result, a holiday applicable in one state does not necessarily mean banks will remain closed nationwide.

Why Are Banks Closed In Agartala Today?

Today's bank holiday has been declared for Ker Puja, one of Tripura's important traditional festivals.

As per the RBI calendar issued under the Negotiable Instruments Act, bank branches in Agartala will remain closed for the occasion. However, customers in other states can continue to access branch services normally, subject to local operating hours.

Online Banking Services Remain Available

Although physical branches in Agartala will remain shut, digital banking services will continue without interruption.

Customers can continue using:

Internet banking
Mobile banking applications
Unified Payments Interface (UPI)
ATM withdrawals
Debit and credit card transactions
Online fund transfers and bill payments

Routine digital banking services remain unaffected by regional bank holidays, allowing customers to complete most day-to-day transactions without visiting a branch.

More Bank Holidays Scheduled This Month

August features a relatively busy holiday calendar, with a combination of weekend closures, national holidays and state-specific festivals resulting in multiple bank holidays across India.

Apart from today's closure in Agartala, banks will also remain closed on different dates for occasions such as Independence Day, Patriot's Day, Birthday of Maharaja Bir Bikram Kishore Manikya Bahadur, Onam, Milad-un-Nabi, Raksha Bandhan, Pang-Lhabsol, Sree Narayana Guru Jayanth and Ayyankali Jayanthi, depending on the state.

Weekend holidays, including the second and fourth Saturdays and all Sundays, will also result in nationwide branch closures.

Check Your State's Holiday Calendar Before Visiting A Branch

Since RBI bank holidays differ from one state to another, customers are advised to verify the holiday schedule applicable to their city before planning branch visits for services such as locker access, document verification, Know Your Customer (KYC) updates or other in-person banking requirements.

While India's growing digital banking ecosystem ensures that most financial transactions can be completed online, certain services still require a visit to a physical branch. Checking the RBI holiday calendar or your bank's official holiday schedule in advance can help avoid unnecessary inconvenience.

For today, however, the holiday remains limited to Agartala, while bank branches elsewhere in the country are expected to operate normally.