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New Delhi:In today's digital era, most people do not depend on any one online payment app. Depending on the convenience and offer, sometimes payment is made through Paytm and sometimes PhonePe or Google Pay is used. Although this method makes daily tasks easier, calculating your total expenses at the end of the month becomes quite a headache. A lot of time is wasted in searching the passbook and history of each app separately. If you are also troubled by the problem of scattered transactions, now with the help of UPI service of National Payments Corporation of India (NPCI), this entire process can be made very simple.

View history of all apps like this from Paytm app

To get the details of transactions done from your different UPI apps in one place, you just need to open the Paytm app on your smartphone. As soon as the app opens, first tap on the icon with your profile photo. After this, select the UPI and Payment Settings section that appears on the screen.
By scrolling down this page a bit, the option of UPI Help will appear. As soon as you click on this option, the official portal of NPCI opens directly through the browser.

Details of all UPI transactions will be available at one place.

In the further process, enter your UPI ID or registered mobile number and fill the captcha code given on the screen. As part of the security check, an OTP will be sent to your mobile number, enter which to complete the verification process. Once verification is done, you will have to select the Transaction History option and enter the last four digits of your respective bank account. As soon as you submit the information and press the Continue button, the complete list of payments made from all your digital platforms will appear on the screen simultaneously.

Understand the mathematics of your every rupee through spend analysis.

This feature is not limited to just showing the list of transactions but also provides spend analysis facility for the users on the same page. This feature gives a detailed breakdown of your digital expenses throughout the month. For example, how much money you spent on medicines, clothes or ration in a month, all this gets divided into different categories. This eliminates the hassle of keeping separate diaries or notes everywhere and the budget of any month can be understood in just one click. This system proves to be very beneficial especially for those people who transact with multiple apps daily. If a user uses only one payment app, then he does not need to follow these steps, because he gets all the information within the app itself. This method of tracking digital payments is completely secure and takes hardly five minutes.