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PF Advance New Rule: EPFO changed the rules, how many times can you withdraw money from marriage to studies? Know complete details

Sandy Verma | September 9, 2026 8:24 PM CST

PF Advance New Rule: Employees’ Provident Fund Organization (EPFO) has changed the rules to EPF advance for its members. The organization shared information about the new EPF advance rules on social media platform Twitter (now X). Posting on its official Twitter handle, EPFO gave an A-to-Z overview of withdrawing PF advance, including how many times an employee can withdraw money for various purposes ranging from marriage, education to building a house.

How much advance can be withdrawn from PF account?

See the rules of PF account decided by EPFO. The eligibility criteria for withdrawing EPF advance are the same for all categories. After completion of one year of EPF membership, up to 75% of the total EPF balance including employee and employer contributions as well as interest on deposits can be withdrawn as advance.

What are the new rules?

EPFO shared the details of changed PF advance rules (EPF Advance Rule Change) on social media. Employees Provident Fund Organization (EPF) said that with these new rules the process of withdrawing advance has become easier. Apart from this, new limits have been set for withdrawing money for essential needs like education, illness and home.

studies, illness and marriage

EPFO said in a social media post that there is no limit for withdrawing EPF advance for diseases in Category 1, that is, people can withdraw money as many times as they want. However, if they have to withdraw money for studies, they can withdraw money up to 10 times during their membership. Additionally, if they want to withdraw PF advance for financial needs like marriage or marriage of a family member, they can withdraw it up to 5 times.

Additionally, Category 2 also has rules for household needs. It has been told in the post that EPF advance can be withdrawn up to five times for purchasing a house or flat, constructing a house, repaying a home loan or renovating the house. In Category 3, employees can withdraw up to two times in every financial year under certain circumstances specified by the Central Board of Trustees (CBT), EPFO.