Today Unified Payment Interface (UPI) has made payment very easy. Now payments from Rs 1 to lakhs of rupees can be easily made through UPI. The success of UPI is being proved by the fact that street vendors to rickshaw drivers are also using UPI.
UPI transactions worth crores of rupees take place daily in India. The number of UPI users is increasing continuously. On the one hand, UPI has made online payment easy, on the other hand, there is a risk of fraud.
Frauds are also happening with the UPI Autopay feature. Yes, we will tell you how frauds are happening through this feature.
How does UPI Autopay fraud happen
In UPI Autopay, you approve the request of unknown UPI Collect Money or Autopay. Understand it like this you have subscribed to an OTT platform. Now one day you will get a request for subscription payment. You make the payment, while it is a fake payment request.
In UPI Autopay, fraudsters share a fake payment request that looks like a real request. You must keep in mind that this request is real but the person generating it is a fraud. In UPI Autopay, you are unable to understand the difference between a real request and a fraudulent request.
How to avoid UPI Autopay fraud
To avoid such fraud, you should try not to link your bank account directly to the UPI ID. To avoid UPI fraud, use a wallet more so that you can avoid big frauds.
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