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Today, both Aadhaar and PAN are important documents. Without a PAN card, you cannot complete any important financial transaction. Similarly, it is difficult to do any essential task without an Aadhaar card.

Therefore, both of these documents have become crucial. Linking them is now equally important. You can link your Aadhaar and PAN for free before December 31st. After that, you will have to pay a fee or charge for linking them. Many people wonder what will happen if they don't link their PAN to Aadhaar, or if it could cause them any problems.

What happens if you don't link Aadhaar and PAN?
According to information from ClearTax, if a person does not link their Aadhaar to their PAN, they may face several problems:

Difficulty in receiving ITR refunds.

You will face problems filing your ITR return next year.

TCS or TDS will be levied at a higher rate.

Difficulty in opening a bank account.

Difficulty in getting a debit or credit card.

You cannot deposit more than ₹50,000 in a bank or post office in a single day.

You cannot deposit more than ₹2,50,000 in a financial year.

You cannot transact more than ₹10,000 in any bank.

Who needs Aadhaar-PAN linking?
If your Aadhaar card was issued before October 1, 2024, and you pay income tax, then linking your Aadhaar and PAN is mandatory.

Who doesn't need to link?
Individuals who do not file ITR.

Those residing in states like Jammu and Kashmir, Assam, and Meghalaya.

Individuals above 80 years of age.

Those who are not Indian citizens.

How to link via SMS?
You can also link your PAN to your Aadhaar card via SMS. For this, you need to

Follow the steps given below.

Step 1 - First, the customer has to send a message from their registered mobile number:

UIDPAN <12 Digit Aadhaar> <10 Digit PAN> Step 2 - You can send a message to either <567678> or <56161>.

For example, if your Aadhaar number is 987654321012 and your PAN number is ABCDE1234F, you need to type UIDPAN 987654321012 ABCDE1234F and send it as a message to either <567678> or <56161>.

You can use any of the methods mentioned above to link your PAN card with Aadhaar.

What are the other methods?
You can link your PAN card with your Aadhaar card through income tax e-filing. You can easily link your Aadhaar to your PAN card by following the steps below:

Step 1 - First, you need to go to the tax e-filing website.

Step 2 - Here, you need to click on the "Link Aadhaar" option.

Step 3 - Now enter your Aadhaar and PAN card numbers.

Step 4 - After that, enter your registered mobile number.

Step 5 - Then click on "I agree to validate my Aadhaar details with UIDAI".

Step 6 - After this, you will receive a message saying "PAN Has Been Linked Successfully".

Disclaimer: This content has been sourced and edited from Navbharat Times. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.