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Keeping money and cards in mobile cover can be costly, know what are the disadvantages
Samira Vishwas | December 24, 2025 5:24 PM CST

New Delhi:In today’s time, smartphone has become a necessity for everyone. People often use back cover to keep the phone safe, but many users have also started using it as a wallet. People find it convenient to keep money, debit-credit cards or metro cards in the back cover, so that everything can be found at one place as soon as needed.

However, experts believe that this habit can prove dangerous for smartphones. These things kept in the back cover of the phone not only affect the performance of the device, but can also cause network problems. Not only this, there is a risk of damage to cards and cash as well.

What do people keep on the back cover?

Many people keep debit card, credit card, metro card or notes of Rs 50, 100, 200 and 500 in the back cover of the phone. Most people consider it an easy solution for emergencies, so that money is always with them. But this habit proves to be harmful for the phone, especially in the summer season when the device heats up quickly.

Danger of phone overheating

According to a report, the smartphone generates heat during use. Playing games, watching videos or using the internet for a long time puts more load on the processor, due to which the phone heats up.

At such a time, if money or cards are kept in the back cover of the phone, then the heat is not able to come out. As a result the phone becomes more heated. This has a bad effect on the battery, the life of the device can be reduced and the performance also becomes slow. This problem becomes more serious during charging.

Network and signal issues

In most smartphones, the antenna is installed in the upper part. In such a situation, cards or notes kept in the back cover can cause interference in the signal. The network signal may become weak due to the chip or magnetic strip present in bank and metro cards.

This leads to problems like call drops, slow internet and weak network. If your phone is facing frequent network problems, then the reason for this could also be the money or cards kept in the back cover.

Cards and money also get harmed

The effect of phone heat is not limited to the device alone. Notes kept in the back cover may get bent, torn or discolored due to heat. At the same time, the magnetic strip of the credit or debit card may get damaged, due to which the card may stop working. In some cases, its negative effect has also been seen on the wireless charging of the phone.

Why should you give up this habit?

Keeping money or cards in the back cover of the phone may seem convenient, but it is risky for both your device and personal belongings. It is better to use the phone only as a phone and keep a separate wallet for money or cards.


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