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Bank of India’s profit is over 10500 crores! Strong annual growth of 14.19 percent in economic performance

Samira Vishwas | May 10, 2026 12:24 AM CST

Bank of India’s profit soared!
14.85 percent increase in net profit
The number of digital customers also increased

Bank of India Result: Bank of India has announced its financial performance figures for the financial year 2025-2026 and the net profit for the financial year 2026 has increased by 14.19 percent year-on-year to reach Rs 10,527 crore. Net profit for the fourth quarter of FY 2026 rose 14.85 percent year-on-year to Rs 3,016 crore. The bank’s ROA and ROE increased to 1.01 percent and 16.36 percent respectively for the fourth quarter of FY2026.

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Profit also increased to Rs 5,026 crore

The bank’s operating profit for FY2026 increased to Rs 17,049 crore, while operating profit for the fourth quarter of FY26 also increased to Rs 5,026 crore.

14.25 percent annual increase in foreign loan disbursements

The bank’s global business has registered a year-on-year growth of 14.57 percent and has reached Rs.16.98 lakh crore. Global deposits rose by 13.56 percent year-on-year to over Rs 9.27 lakh crore. Global disbursements have increased by 15.82 percent annually to reach Rs 7.71 lakh crore. Foreign disbursements registered a year-on-year growth of 14.25 percent and reached Rs 1.17 lakh crore. Retail disbursements have grown by 21.19 percent annually, while disbursements to the MSME sector have grown by 17.68 percent annually. Agricultural disbursements increased by 17.60 percent annually and corporate disbursements by 12.08 percent annually. The share of RAM Advances increased to 58.74 percent. As on March 31, 2026, the bank’s CASA deposits grew by 7.30 percent year-on-year while the CASA ratio stood at 37.64 percent.

Net NPA ratio reached 0.56 percent

Gross NPA ratio increased by 1.29 percent (by 129 basis points) to 1.98 percent year-on-year. The net NPA ratio stood at 0.56 percent, up 0.26 percent (by 26 basis points) year-on-year. Provision for potential bad loans (credit cost) increased by 0.28 percent (by 28 basis points) year-on-year to 0.48 percent for FY 2026.

Capital Adequacy Ratio (CRAR) as on 31 March 2026 stood at 18.01 percent.

At the digital and alternative media level, over 51 lakh customers connected with the bank in FY2026, taking the total number of UPI customers to over 271 lakh. The number of transactions through alternative delivery channels has reached 7.6 billion, showing a year-on-year growth of 22 percent.

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