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Interest Credit for EPF Accounts

The Employees' Provident Fund Organization (EPFO) has initiated the process of crediting interest to Provident Fund (PF) accounts for the financial year 2024-25. Although there has been no official announcement from EPFO regarding this, numerous account holders have reported an increase in their PF balances.

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It is important to note that the government has already approved an interest rate of 8.25% for the EPF. This rate was established based on recommendations made by the EPFO board in February 2025. Currently, approximately 70 million account holders across the country are receiving this interest in their PF accounts. Let's explore how you can check if the interest has been credited to your PF passbook.

How to Check Interest in Your PF Passbook

Steps to Verify Interest Credit:

• First, visit the EPFO passbook portal at https://passbook.epfindia.gov.in.


• Enter your UAN, password, and captcha to complete the login process.


• You will receive an OTP on your registered mobile number; enter this OTP as well.


• Once logged in, you will see a list of Member IDs for your current and previous employers.


• Select the passbook tab and choose the Member ID to check the details.


• Here, you will find the contributions from both the employee and employer, along with the interest for each year displayed in separate columns.

Check PF Account Balance via Missed Call

You can also check your PF account balance through a missed call, which is a free and secure method. Simply dial 9966044425 from your registered mobile number. After two rings, the call will automatically disconnect.

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