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Big Relief for Farmers, But Beware of Frauds

The much-awaited 20th installment of the PM-Kisan Samman Nidhi Yojana is expected to be released in July 2025, bringing relief to millions of farmers across India. However, a recent scam unearthed in Bareilly, Uttar Pradesh, serves as a strong warning: if you're not alert, your rightful ₹2,000 may end up in a fraudster's account.

In a shocking revelation, two bank managers in Bareilly allegedly diverted PM-Kisan installment funds meant for real farmers into over 400 fake accounts. They created these accounts specifically to siphon off government subsidies, including PM-Kisan payouts. The fraud came to light only after one alert farmer noticed the discrepancy and raised the alarm.

What Is the PM-Kisan Scheme?

The Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) scheme provides ₹2,000 every four months to eligible farmers. The scheme aims to support small and marginal farmers by offering ₹6,000 annually through direct benefit transfer (DBT) into their bank accounts.

With the 20th installment expected any day—possibly as early as July 18, when PM Modi is scheduled to visit Motihari, Bihar, it's crucial to ensure your bank and scheme details are accurate and secure.

How the Fraud Was Exposed

According to reports, the fraudsters managed to open fake accounts and redirected PM-Kisan benefits into them using insider access. The scam involved unauthorized manipulation of farmers’ data and tampering with account information.

Only after one farmer failed to receive their rightful ₹2,000 and decided to investigate was the scheme exposed. Their complaint led to a larger probe, uncovering how government money meant for agriculture support was being looted through banking loopholes.

Here’s How to Protect Your PM-Kisan Installment

To make sure your 20th installment doesn’t fall into the wrong hands, take these 5 crucial steps today:

1. Verify Your PM-Kisan Status

Visit the official portal https://pmkisan.gov.in and check:

• Your name in the beneficiary list

• Status of past installment credits

• Aadhaar number and bank details

2. Avoid Fraud Calls and Messages

The government does not call or message anyone asking for OTPs, account verification, or to “claim” PM-Kisan money. If you receive such calls, do not share any information and report the number immediately.

3. Update Bank and Aadhaar Details

Ensure that your bank account is linked with Aadhaar and that all details in the PM-Kisan database are correct and active.

4. Register Complaints Promptly

If you suspect fraud or non-receipt of funds, contact:

• PM-Kisan Helpline: 155261 or 1800-115-526

• Local agriculture officer or bank branch

• Or file a complaint at https://cybercrime.gov.in if cyber fraud is involved.

5. Monitor SMS and Account Notifications

Once the ₹2,000 is transferred, you’ll receive a confirmation via SMS on your registered mobile number. Don’t trust any other source claiming that the money is being "held" or requires "activation."

Is July 18 the Big Day?

If reports are to be believed, PM Modi might announce the disbursement of the 20th installment during his Bihar visit on July 18. Previous installments were also released around similar events, adding weight to this speculation.

Farmers are advised to regularly monitor the official website and not fall prey to social media rumors or unsolicited offers to “help you claim” your money.

Final Word: Stay Alert, Stay Empowered

The PM-Kisan scheme is a lifeline for millions of Indian farmers, and any negligence can cost you your rightful benefits. As fraud cases rise, awareness is your best defense. Take action now, verify your details, and ensure your ₹2,000 reaches you—not a fraudster.