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PNB FD Scheme: Deposit ₹2 Lakh & Earn Up to ₹30,681 – Interest Rates Up to 7.40%
Siddhi Jain | September 6, 2025 9:15 PM CST

Punjab National Bank (PNB) Fixed Deposit Update: In times of inflation and fluctuating interest rates, securing safe and profitable investment options is crucial. PNB is currently offering attractive interest rates ranging from 3.25% to 7.40% on its Fixed Deposit (FD) schemes, making it a lucrative choice for investors looking for guaranteed returns.

Why the 390-Day FD Stands Out

While PNB offers FDs ranging from 7 days to 10 years, the 390-day FD is currently the most rewarding:

  • General Citizens: 6.60% interest

  • Senior Citizens: 7.10% interest

  • Super Senior Citizens (80+ years): 7.40% interest

Additionally, the 2-year FD also offers good returns:

  • General Citizens: 6.40%

  • Senior Citizens: 6.90%

  • Super Senior Citizens: 7.20%

Example: Profit on ₹2 Lakh Investment

Here’s how much you can earn by depositing ₹2 lakh in PNB FD:

Category Tenure Total Amount Received Interest Earned
General Citizen 2 years ₹2,27,080 ₹27,080
Senior Citizen 2 years ₹2,29,325 ₹29,325
Super Senior Citizen 2 years ₹2,30,681 ₹30,681

Why Choose PNB FD

  • Safe Investment: Principal amount is secure.

  • Guaranteed Returns: Fixed interest irrespective of market fluctuations.

  • Flexible Tenure: From 7 days to 10 years.

For anyone looking to grow savings without taking risk, PNB’s FD scheme is a reliable and profitable option.


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