Financial freedom after retirement is everyone's dream. Building a retirement corpus of ₹1 crore isn't difficult if you plan ahead. It's important to start saving early, invest wisely, and review your financial strategy periodically.
First, determine how much money you need to retire comfortably and how many years you have to reach that goal.
The sooner you start saving, the more time your money will have to grow. This reduces the need to save every month.
Set up a monthly automatic transfer from your bank account so that saving for retirement becomes a regular habit.
Balance your investments across equity, debt, and safe instruments, according to your age and risk tolerance.
Review your investments every year, make changes if necessary, and protect your profits by taking the right insurance.
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