Indian weddings are based on traditions like *shagun* envelopes, *shoe hide* payments and decorative note garlands—making bundles of ₹10 and ₹20 notes indispensable. October–February is the peak of wedding season, causing demand to skyrocket, often leading to banks running out of stock. This practical guide helps you get new, legal bundles without any hassle or risk of fake notes, while adhering to RBI norms and banking practices till October 2025.
- Go to Nationalized Banks Early
Visit SBI, PNB, Bank of Baroda, or Canara Bank branches—Mudra Kosh Kendra. Request a “New Notes Bundle” specifically for weddings. Keep the base/pan with you; The range varies (₹5,000-₹20,000 per visit). Arrive by 10 am; The new consignment is unloaded in the morning. Pro Tip: Build a relationship with the branch manager for SMS alerts on replenishment. - Avail RBI issuing offices
For bulk needs (₹50,000+), contact the RBI regional office of your city (Mumbai, Delhi, Kolkata, Chennai). They make disbursements through designated banks—see rbi.org.in for schedules. Submit a request form; Approval takes 2-3 days. - change dirty notes
Under RBI’s Clean Note Policy, replace damaged ₹10/₹20 notes with new bundles at any bank—up to ₹5,000 per day, no questions asked. Identification card is required to exchange large amounts. - Authorized Wedding Supplier
In Delhi (Chandni Chowk), Mumbai (Crawford Market) or Jaipur, licensed decorators stock pre-folded garlands and bundles (₹1,100-₹1,200 per 100 notes, 10-15% premium). Verify GST bills to avoid fake notes. - Plan 2-3 weeks in advance
After Diwali (November 1, 2025), banks will give priority to ₹500/₹2,000 notes—notes of smaller denominations will rapidly disappear. Book through bank apps (SBI YONO allows pre-order in select cities).
avoid black market traps
Street vendors charge ₹1,300+ per bundle with risks of counterfeit notes—RBI reports 25% rise in counterfeit ₹10 notes in 2024. Contact banks only; Report suspicious notes through RBI Sachet portal
