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December is widely known as a month of festivals, celebrations, and year-end breaks. This year too, banks across several states will remain closed on multiple days due to local festivals, national events, weekly offs and regional observances. According to the holiday schedule released by the Reserve Bank of India (RBI), banking operations will be affected for up to 18 days in December 2025, including Sundays and second and fourth Saturdays.

If you’re planning to visit the bank for activities such as opening an account, depositing a cheque, getting a demand draft, updating documents, or completing loan-related formalities, it is advisable to check the holiday list beforehand. This will help you avoid delays or last-minute hassles.

Below is a state-wise breakdown of major bank holidays in December 2025.

Why Banks Will Remain Closed in December 2025

December includes several regional festivals, memorial days, and cultural observances that vary from state to state. While banks will not be closed nationwide on all days, certain states will observe full closures depending on their local calendar.

Some of the important holidays include:

Major Bank Holidays in December 2025

1 December (Monday) – Indigenous Faith Day (Arunachal Pradesh)
Banks in Arunachal Pradesh will remain closed to observe the state’s cultural heritage day.

3 December (Wednesday) – Feast of St. Francis Xavier (Goa)
A major religious celebration in Goa, during which banks remain closed.

12 December (Friday) – Pa Togan Nengminja Sangma Day (Meghalaya)
A memorial day significant to the Garo community.

18 December (Thursday) – Guru Ghasidas Jayanti (Chhattisgarh)
18 December – Death Anniversary of U Soso Tham (Meghalaya)

19 December (Friday) – Goa Liberation Day (Goa)
Banks in Goa will not operate on this important historical day.

24 December (Wednesday) – Christmas Eve (Meghalaya, Mizoram)

25 December (Thursday) – Christmas (Most States)
Banks across almost all states will be closed on Christmas Day.

26 December (Friday) – Christmas Celebration (Telangana, Meghalaya, Mizoram)
26 December – Shaheed Udham Singh Jayanti (Haryana)

27 December (Saturday) – Guru Gobind Singh Jayanti
Observed in Haryana, Punjab, and Himachal Pradesh.

30 December (Tuesday) – U Kiang Nangbah Day (Meghalaya), Tamu Losar (Sikkim)

31 December (Wednesday) – New Year’s Eve (Mizoram, Manipur)
In these states, banks will remain closed to mark New Year’s Eve celebrations.

State-Wise Bank Holiday Snapshot for December 2025

Different cities will experience closures on different dates. Places like Shillong, Panaji, Kohima, Aizawl, Gangtok, and Imphal have multiple holidays throughout the month, including Christmas week and regional cultural days.

While some cities have only a few holiday closures, northeastern states such as Meghalaya, Mizoram, and Nagaland have more frequent state-specific observances. Metro cities including Delhi, Mumbai, Kolkata, Chennai, Bengaluru, and Hyderabad will mostly have limited closures, primarily on national holidays and weekly offs.

Plan Your Bank Visits Carefully

With 18 days of banking impact expected in December, it’s important to plan essential financial tasks in advance. Though online banking, UPI, mobile banking, and ATM services remain fully available during these holidays, any work that requires a visit to a physical branch may be delayed if you do not account for the holiday schedule.

Key Takeaway for Customers

• Check your state’s bank holiday list before visiting a branch.

• Use digital banking services as much as possible during long holiday stretches.

• Complete important paperwork and loan formalities in the first half of the month.

As the festive and holiday season approaches, being prepared will ensure smooth banking without disruptions.