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Is Rs 90 LPA enough to stay in Bengaluru? Netizens have a field day with NRI’s question: ‘Sorry to break it to you…’
ET Online | January 22, 2026 6:57 PM CST

Synopsis

A non-resident Indian professional's ₹90 lakh annual offer in Bengaluru has ignited a major online discussion. The chemical engineer with a PhD and 12 years of experience is weighing the move to support aging parents. Online opinions are divided on whether the salary adequately covers Bengaluru's rising costs and lifestyle for his family.

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Is earning Rs 90 LPA enough to sustain in Bengaluru?
A detailed Reddit post by a non-resident Indian professional contemplating a move back to India has ignited an intense online discussion around compensation, lifestyle costs, and long-term career implications in Bengaluru. The post quickly gained traction, drawing attention from professionals navigating similar crossroads between global opportunities and personal responsibilities.

High Credentials, Complex Calculations

In a thread titled Is 90 LPA a good salary in BLR for a returnee? (PhD + 12 years), the user explained that he holds a doctoral degree in chemical engineering, works in a highly specialised domain, and brings over a decade of industry experience. At present, he is employed in a fully remote role abroad, earning approximately $190,000 annually in direct pay, with additional stock units expected to mature in 2026. He shared that these future stock payouts were part of a financial plan to clear dues on a villa in India, adding another layer of complexity to his decision-making.

The Bengaluru Offer on the Table

The professional revealed that he had received an offer from a multinational firm in Bengaluru for a senior leadership position at a newly established centre. The proposed compensation stands at ₹90 lakh per year as total cost to company, with a fixed component of ₹74 lakh and supplementary benefits. Conversations around a joining bonus are still underway. Accepting the role would require relocating to north Bengaluru, commuting to the office three times a week, and moving with his four-year-old child, who is expected to begin formal schooling in India later this year.


Personal Responsibilities Driving the Decision

Beyond numbers, the post highlighted deeply personal motivations. The user stated that the primary reason for considering the move was to support ageing parents, with the intention of spending a few years in India before reassessing whether to return overseas. He also mentioned being close to securing US citizenship and noted that obtaining an OCI card would be a necessary step before relocation.

Career Impact Versus Financial Reality

While acknowledging that the organisation and role could significantly elevate his professional profile, the user expressed concern about potential financial strain. He emphasised that despite the prestige of the position, accepting the offer would not feel right if it resulted in a lower standard of living for his family. He invited fellow returnees in Bengaluru to share insights on whether the offer was practical and sustainable.

Divided Opinions from the Online Community

The responses reflected sharply contrasting viewpoints. Some commenters encouraged him to take the leap, pointing out the flexibility his near-citizenship status affords. Others argued that income comparisons between countries should factor in cost-of-living differences rather than direct currency conversion. A few responses, however, were more critical, dismissing the salary as inadequate for Bengaluru’s rising expenses and urging tougher negotiation.

Together, the reactions underscored how deeply personal and nuanced return-to-India decisions can be, especially for professionals balancing global careers with family commitments.


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