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Great news for women! Start your business with a ₹5 lakh interest-free loan, learn how to apply.
Siddhi Jain | January 27, 2026 6:15 PM CST

Lakhpati Didi Yojana 2026: The government's 'Lakhpati Didi Yojana' is proving to be a game-changer in making women financially independent. Under this scheme, women associated with self-help groups are being provided with interest-free loans of up to ₹5 lakh and excellent training to start their own businesses.

Lakhpati Didi Yojana 2026: Today's woman is no longer confined to the kitchen; she is making her mark in everything from dairy farming to small-scale industries. To provide financial strength to this spirit of women, the central government is running the 'Lakhpati Didi Yojana'. Through this scheme, the dreams of women who were unable to start their businesses due to a lack of funds are coming true.

Move forward without any burden.

The most revolutionary aspect of the Lakhpati Didi Yojana is that it provides loans of up to ₹5 lakh without any interest. Normally, taking a loan from a bank involves paying heavy interest, but in this scheme, the government itself bears the entire interest cost. This helps women establish their businesses and earn profits.

Who can benefit from the scheme?

To avail of this scheme, the government has set some simple eligibility criteria:

The applicant woman must be associated with an active Self-Help Group (SHG).
Women between the ages of 18 and 50 can benefit from this scheme.
Along with providing loans, the government also provides free business training to women so that they can transform their skills into a successful business.

Start your business in these sectors.

Women can use this assistance for handicrafts, pickle and papad industries, tailoring, dairy farming, mushroom cultivation, or any service sector startup. The government's goal is that every woman should have an annual income of at least ₹1 lakh, so that they can truly become 'Lakhpati Didis' (wealthy sisters). How to Apply

To participate in this scheme, women can visit the self-help group office at their block or district level. Alternatively, online applications are also available on the Ministry of Rural Development's portal. Applicants are required to submit a brief "work plan" outlining the type of business or employment they intend to start.


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