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If you're planning to handle any important banking transactions in February 2026, you need to be extra vigilant. The reason is the list of bank holidays for February released by the Reserve Bank of India (RBI). This time, due to weekly holidays, the second and fourth Saturdays, and local festivals in several states, banks will remain closed for several days in February. Therefore, if you are planning for check clearance, draft preparation, locker operations, or any branch-related work, be sure to check the holiday list beforehand to avoid last-minute problems.

RBI has released the list
Every year, the RBI releases a state-wise and national bank holiday calendar. This includes Sundays, the second and fourth Saturdays, as well as festivals and special days observed in different states. In February 2026, there are some dates when all bank branches across the country will be closed. In addition, there are some days when banking services will be affected only in select states.

Banks will be closed on weekly offs

First, let's talk about the holidays that will be applicable nationwide. In February 2026, banks will be closed on February 1st due to it being a Sunday. After that, February 14th will be the second Saturday, which is a bank holiday across the country. February 15th is also a Sunday, while February 22nd will also be a weekend off. At the end of the month, all bank branches will be closed on February 28th due to it being the fourth Saturday. This means that banking operations will be disrupted for several days in February due to weekly holidays and Saturdays alone.

Which states will have extra holidays?
Now, let's talk about the extra holidays in different states. On February 18th, banks will be closed in Sikkim due to the Losar festival. This is a famous festival there, which is also celebrated as the New Year. On February 19th, banking services will not be available in Maharashtra on the occasion of Chhatrapati Shivaji Maharaj Jayanti. On February 20th, Statehood Day will be celebrated in Arunachal Pradesh and Mizoram, due to which banks will remain closed in both these states. Additionally, there may be a bank holiday in Manipur during the Lui-Ngai-Ni festival, although the exact date is decided by the state government.

Where will banks be closed on February 15th?
The festival of Mahashivratri also falls in February, which this year is on February 15th. Although this day falls on a Sunday, banks will be closed in many states for this reason. The impact of Mahashivratri will be seen in almost all states and union territories, including Andhra Pradesh, Bihar, Maharashtra, Karnataka, Tamil Nadu, Uttar Pradesh, and Delhi.

Bank Holidays in February 2026 - Full List
Date    Day    Reason for Holiday    Applicable in
February 1, 2026,    Sunday,    Weekly Holiday    Nationwide
February 14, 2026,    Saturday,    Second Saturday    Nationwide
February 15, 2026,    Sunday,    Weekly Holiday / Mahashivratri    Nationwide
February 18, 2026,    Wednesday,    Losar Festival    , Sikkim
February 19, 2026,    Thursday,    Chhatrapati Shivaji Maharaj Jayanti,    Maharashtra
February 20, 2026,    Friday,    Statehood Day    , Arunachal Pradesh, Mizoram
February 22, 2026,    Sunday,    Weekly Holiday    Nationwide
February (Date not yet decided)    -    Lui-Ngai-Ni Festival, Manipur
February 28, 2026,    Saturday,    Fourth Saturday    Nationwide

How will work be done if banks are closed?
The question now arises as to which services will be available to customers and which services will be interrupted when banks are closed. The good news is that digital banking services will remain fully operational. Through UPI payments, mobile banking, and internet banking, you can transfer money, pay bills, and easily perform many account-related tasks. ATM cash withdrawal facilities will also be available as usual, provided the machine has cash.

 Bank branch-related work will not be possible.
However, bank branch-related work will not be possible during these holidays. This means that there may be delays in check clearing, drafts cannot be issued, locker operations will not be possible, and other counter-related services will also be suspended. This is why the RBI and banks constantly advise customers to complete their essential tasks before the holidays.

Many holidays in February
Although February 2026 will be a somewhat busy month from a banking perspective, if you plan and make proper use of digital banking, you can avoid any kind of trouble.  Therefore, it would be best to complete your essential banking tasks in the first or second week of February so that you don't face any difficulties during the holidays.

Disclaimer: This content has been sourced and edited from Zee Business. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.