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How special is the Finance Minister’s economic survey for the common man? Understand the complete report card in these 10 points
Samira Vishwas | January 30, 2026 7:24 AM CST

Economic Survey 2025-26: Union Finance Minister Nirmala Sitharaman presented the Economic Survey 2024-25 in the Lok Sabha on Thursday ahead of the Budget. According to the survey, in this upcoming financial year i.e. 2026-27, the estimated GDP growth rate of the country is going to be 6.8% to 7.2% percent.

Let us tell you that the Economic Survey report is prepared on the basis of expenditure and economic conditions in the current financial year. Along with this, suggestions regarding the upcoming budget are also included in the Economic Survey report. On the basis of which provisions are made in the upcoming budget. Let us know the important points of the Economic Survey in 10 points.

10 big things about Economic Survey 2025-26

  • GDP growth rate: India’s real GDP growth rate is estimated to be 7.4 percent in the financial year 2025-26 (FY26). This makes India the world’s fastest growing major economy for the fourth consecutive year.
  • Improvement in Potential Growth: The survey has increased India’s potential growth rate from 6.5 percent to 7.0 percent. This is the result of infrastructure expansion and domestic reforms.
  • Fiscal deficit: The government achieved a fiscal deficit of 4.8% in FY25, below the budget target of 4.9%. The deficit target for FY26 has been set at 4.4%.
  • Control on inflation: Retail inflation has declined sharply, reaching 1.7 per cent in FY25-26. This is mainly due to the fall in prices of food items, especially vegetables and pulses.
  • Credit Rating Upgrade: For the first time in two decades, leading rating agency S&P has upgraded India’s rating to BBB from BBB-. Morningstar DBRS and R&I also upgraded their ratings.
  • Capital expenditure: Gross fixed capital formation (GFCF) as a share of GDP stood at 30.5 percent, much higher than the pre-pandemic average of 28.6%.
  • private consumption: Private final consumption expenditure (PFCE) as a share of GDP has increased to 61.5 per cent, the highest since FY12.
  • Performance of Agriculture Sector: Food grain production reaches record 332 million tonnes (2024-25). The production of pulses and oilseeds also improved.
  • Foreign currency and rupee: The Indian rupee remained under pressure in 2025 due to geopolitical tensions and trade deficit. According to economic surveys, the rupee is undervalued and performing below its true potential.
  • Future Challenges: The survey highlighted the development of Artificial Intelligence (AI), quality of life in cities and state capacity as key strategic challenges for the future.

Suggestions for Budget 2026-27 have also been included on the basis of these 10 points in the Economic Survey 2025-26. In such a situation, it will be important to see that when Nirmala Sitharaman presents the budget on February 1, what new provisions will be seen in it and what efforts will be made to improve the condition of the rupee.


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