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Will every UPI transaction now be charged? Find out how much truth is there in this viral news?
Siddhi Jain | February 13, 2026 3:15 PM CST

Will every UPI transaction now be charged? Find out how much truth is there in this viral news?

UPI Payment Rules: A news is going viral on social media that UPI transactions will no longer be free for ordinary users. Find out what the government has said about this.

UPI Payment Rules: The way payments are made in the country has completely changed. Previously, people had to make cash payments for every purchase. Now, many people have started adopting online payments. Many users make payments through UPI. Making payments using UPI is quite easy.

However, recently, news is circulating on social media that UPI payments will now be charged. Many people are wondering if this is really true. Find out the truth behind this news. Will there really be a charge for UPI payments? Let us tell you the full details.

Will there be a charge for UPI payments?

A news is rapidly going viral on social media that every UPI payment will now be charged. People began to hesitate before scanning the QR code. But let us tell you that this is not the case. The government has clearly stated that UPI transactions will remain completely free for ordinary users. This claim is a rumor and has no official basis.

There has been no change in the policy to keep digital payments easy. Whether it's grocery, cabs, online shopping, bill payments, or small expenses, UPI can be used everywhere without any extra charges. There's no need to worry. Scan the QR and pay without worry.

Separate Provision in the Budget

To further strengthen digital transactions, the central government has allocated a subsidy of ₹2,000 crore for UPI and RuPay debit card transactions in Budget 2026-27. This provision is to support the merchant discount rate model to avoid additional pressure on merchants.

This move by the government makes it clear that UPI will remain completely free for the time being. Small shopkeepers, street vendors, and ordinary consumers can continue making digital payments without worry. UPI remains as safe, fast, and free of any fees. This means that the news circulating on social media about UPI charges is fake.


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