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Complete these tasks in your PPF, NPS, and Sukanya accounts before March 31st, or your account will be closed.
Siddhi Jain | March 10, 2026 6:15 PM CST

31 March 2026 Deadline: If you have a PPF, NPS, or Sukanya Samriddhi account, be sure to deposit the minimum balance before March 31st, 2026. Failure to do so could result in your account being frozen and a hefty penalty. Learn the complete process to keep your account safe and save taxes.

31 March 2026 Deadline: If you have invested in government savings schemes like PPF, NPS, or Sukanya Samriddhi Yojana, this news is very important for you. The current financial year ends on March 31st, 2026. If you don't deposit the minimum balance in these accounts by this date, your account may become inactive or frozen. You may have to pay a hefty penalty to reactivate it.

These steps are essential to keep your PPF account active.

To keep your Public Provident Fund (PPF) active, you must deposit at least ₹500 every year. Failure to do so renders the account inactive. You cannot take a loan or withdraw money prematurely from an inactive account.

Scheme Minimum Deposit Penalty
PPF (Public Provident Fund) ₹500 per year ₹50 per year
Sukanya (SSY – Sukanya Samriddhi Yojana) ₹250 per year ₹50 per year
NPS (National Pension System) ₹1,000 per year ₹100 per year

Investing ₹1,000 in NPS is mandatory.

To keep an NPS Tier-1 account active, you must invest at least ₹1,000 annually. Failure to deposit on time may result in the account being frozen. Unfreezing requires paying the outstanding amount plus a penalty of ₹100.

Last chance for tax exemption

Another major benefit of investing by March 31st is income tax savings.

Under Section 80C, you can save tax on investments up to ₹1.5 lakh.

Investing in NPS also entitles you to an additional tax deduction of ₹50,000 under Section 80CCD(1B).

Don't delay, check your status today.

To avoid last-minute rush and technical glitches, don't wait until March 31, 2026. Visit your bank or post office today and deposit the minimum amount. This will protect your account and give you the full benefit of tax savings.


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