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Drivers have been urged to take action that can not only make life easier but can reduce risk of a hefty fine. The Driver and Vehicle Licensing Agency (DVLA) says the move will help drivers keep on top of essential dates and promises it is quick and easy to do.

It is encouraging drivers to set up a digital driver and vehicles account, allowing them to access key motoring details in one place. The account can be created online in minutes and lets motorists view their records, check when their vehicle's MOT expires and manage reminders for important deadlines. Drivers can sign up here.

In a message to motorists, the DVLA said: "It's quick and easy to set up your Driver and vehicles account! Simply add your vehicles and you'll have access to all your details at your fingertips."

Driving without a valid MOT normally means your car insurance is invalid because most policies require a roadworthy vehicle, which is defined by having an MOT. Those caught driving without one can be fined up to £1,000. If their insurance is deemed invalid, then they could be fined an additional £300, get 6 points, or face an unlimited fine.

What drivers can do with the account

Once registered, motorists can access a range of services and information about their driving record and vehicles.

These include the ability to:

• View their driving record, including the types of vehicles they are allowed to drive
• Check penalty points or disqualifications
• Add vehicles and see key details such as when the MOT expires
• Check vehicle tax rates and manage tax reminders
• Renew a photocard driving licence and set renewal alerts
• Replace a licence if it has been lost, stolen or damaged
• Change the address on a driving licence
• Generate a licence "check code" to share their driving record with companies such as car hire firms
• View a digital image of their photocard licence
• Renew a driving licence at age 70 or over
• Exchange a paper driving licence

Professional drivers can also view details linked to their Driver Certificate of Professional Competence (CPC) and tachograph information.

Who can use the service

To create an account, motorists must have either a driving licence issued in England, Scotland or Wales, or a vehicle log book (V5C) in their name. Drivers may be asked to prove their identity when signing in, typically by using photo ID such as a passport or driving licence.

After registration, the DVLA sends a confirmation email once the account has been successfully created.

Paper reminders still available

Drivers who tax their vehicle every six or 12 months may still receive the familiar V11 reminder letter through the post. However, motorists who choose digital reminders through their DVLA account can opt out of paper notifications.

The agency says the system is designed to make it easier for drivers to keep track of their motoring records and avoid missing key deadlines.