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Love to Travel but on a Tight Budget? These 4 Credit Cards Will Make Your Trip More Affordable
Siddhi Jain | May 6, 2026 6:15 PM CST

Best Travel Credit Cards in India: Who doesn't enjoy traveling with their family? However, we often have to rein in our plans due to budget constraints. Did you know that using the right credit card can cut your travel expenses in half? In today's world, credit cards aren't just for shopping; they also offer you perks like free flight tickets, airport lounge access, and opportunities to stay at premium hotels.

If you, too, want to make your next vacation both affordable and luxurious, take a look at these 4 excellent travel credit cards:

Which Card Should You Choose for the Best Flight Bookings?

The Axis Atlas Credit Card is considered the absolute best for flight bookings. For every rupee you spend, you earn reward points. You can redeem these points for airline tickets or hotel bookings. As your spending increases, you unlock additional perks such as airport lounge access and upgraded tier benefits.

Fees: ₹5,000 + GST ​​(Annual)

Eligibility: Salaried individuals must have an annual income of at least ₹12 lakhs, while self-employed individuals (business owners) require an annual income of ₹15 lakhs.

Where Can You Find Air Miles and Flexibility?

If you wish to convert your reward points into air miles, the HSBC TravelOne Credit Card is a fantastic option. It offers a 1:1 conversion ratio for points, ensuring you get the full value of your rewards. A key highlight of this card is the immense flexibility it offers when redeeming your points.

Fees: ₹4,999 + GST. This fee is waived if you spend a total of ₹8 lakhs within a calendar year.

Eligibility: An annual income of ₹6 lakhs is required for salaried individuals, and ₹12 lakhs for self-employed individuals.

Love Staying at Hotels? Which Card Should You Get?

For hotel enthusiasts, there is no better choice than the HDFC Marriott Bonvoy Credit Card. If you enjoy staying at Marriott hotels, this card will earn you a wealth of loyalty points.

Fees: ₹3,000 + GST ​​(Annual)

Eligibility: An annual income of ₹12 lakhs for salaried individuals and ₹15 lakhs for self-employed individuals.

The ultimate combination for international trips and online bookings?

The ICICI Bank MakeMyTrip Signature Credit Card is a top choice for international travel. If you book your trips through MakeMyTrip, you earn extra points on flights and hotels.

Fees: The joining fee is ₹2,500 + GST; however, there is no annual fee applicable from the second year onwards.

Eligibility: Whether you are salaried or self-employed, your annual income must be at least ₹9 lakhs.

These cards not only help you save money but also make your journey more comfortable by providing access to VIP amenities at airports. Choose the right card based on your specific needs and income, and start planning your next trip!


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