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If you invest in the National Pension System (NPS) for a secure future and retirement, there is excellent news for you. The Pension Fund Regulatory and Development Authority (PFRDA) has introduced a significant and beneficial change to the NPS investment rules.

**What is the new rule?**
The PFRDA has extended the cut-off time for 'same-day investment.' NPS subscribers now have until 1:30 PM to qualify for the same-day NAV (Net Asset Value). Previously, this cut-off time was 11:00 AM.

**How ​​will subscribers benefit?**
Extending the cut-off time gives investors an additional two and a half (2.5) hours to deposit their funds. If your funds reach the Trustee Bank and are successfully matched by 1:30 PM, units will be allotted to you based on that day's closing NAV. The primary objective of this change is to ensure that investors' money is invested in the market quickly, without delay. This reduces the time funds remain idle and helps customers achieve better long-term returns.

**Which channels does the new rule apply to?**
This new rule applies equally to almost all popular and recognized NPS investment channels, including:

*   eNPS
*   D-Remit
*   UPI
*   BBPS (Bharat Bill Payment System)
*   PoPs (Points of Presence) and Government Nodal Offices
*   Tatkal NPS and STAR NPS

**Important point to note**
The PFRDA has clarified that merely initiating the fund transfer process before 1:30 PM is not enough. To avail the benefit of same-day NAV, it is mandatory for the funds to be successfully credited to the Trustee Bank's account by 1:30 PM. Therefore, customers and service providers are advised to initiate transfers well in advance, keeping banking processing times in mind.

Disclaimer: This content has been sourced and edited from Dainik Jagran. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.