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Loan News: People have recently been receiving messages offering loans under a specific scheme. The government has now responded to these messages; let us tell you the details.

Loan News: Nowadays, everything from government-related tasks to banking can be handled via mobile phones. People frequently receive updates and advertisements—whether for government or private schemes—through SMS and email. Similarly, many people have recently received a message claiming that loans are available at a low interest rate under a "PM Scheme." The government itself has now issued a clarification regarding this.

What does the message say?

Many people are receiving an SMS stating: "Pradhan Mantri Yojana Aadhaar Card Loan: 2% interest, 50% waiver." The message includes a phone number to call for further information. The government has now revealed the truth behind this claim. Let us find out.

What is the truth behind the news?

In light of this viral message, the government agency PIB Fact Check has clarified the facts. Sharing a screenshot of the message on its official X account, the agency stated, "This message is fake."

📣क्या आपके पास भी प्रधानमंत्री योजना के तहत आधार कार्ड से 2% सालाना ब्याज दर पर लोन दिए जाने का मैसेज आया है?#PIBFactCheck

❌ यह मैसेज #फर्जी है।

⚠️ ऐसे संदेशों के झांसे में न आएं। यह साइबर ठगी का प्रयास हो सकता है।

✅ प्रधानमंत्री @narendramodi या भारत सरकार द्वारा ऐसी… pic.twitter.com/voAeMsVAg6

— PIB Fact Check (@PIBFactCheck) August 13, 2026

The caption reads: "Have you also received a message claiming that loans are being offered at a 2% annual interest rate against an Aadhaar card under a 'Pradhan Mantri Yojana'? According to #PIBFactCheck, this message is fake. Do not fall for such messages; this could be an attempt at cyber fraud. No such scheme is being run by the Prime Minister or the Government of India."

What to do for information on schemes

If you have received such a message, you need to be cautious, as it could be a ploy by fraudsters. For authentic information regarding any of the Central Government's public welfare schemes, one should rely solely on official websites. Additionally, if you receive any suspicious message, email, or photo, you can send it to PIB Fact Check to verify the truth.