In today's world, credit cards have become a necessity for everyone. Whether it is paying phone or electricity bills or doing monthly shopping, most people prefer using credit cards. Interest in credit cards grows even further when attractive offers are available on them.
Recently, a credit card designed specifically for women has been launched. This card offers a range of attractive deals on shopping, dining, and beauty services. Let us tell you the name of this card and the benefits it offers.
What is the name of this card?
This special card is named the 'YES Essence Credit Card'. It has been designed keeping in mind the specific needs and lifestyles of women. This card is particularly useful for working women who are digitally active.
What are the charges?
The initial fee for this card is ₹799. However, this amount is refunded if you spend ₹20,000 within one month of acquiring the card. The annual fee is also ₹799, but it is waived if annual spending exceeds ₹1 lakh. Additionally, women earning ₹30,000 can easily obtain this card.
What are the benefits of this card?
Two vouchers worth ₹500 each from famous brands as a welcome benefit
One domestic lounge access every quarter
One free movie ticket (buy-one-get-one offer) every month via the 'District' app
A Myntra voucher worth ₹1,000 on your birthday each year
12 reward points for every ₹200 spent on beauty, travel, dining, and grocery shopping
12 reward points for every ₹200 spent offline
What are the downsides of this card?
Exclusively for salaried women; not for homemakers
Insurance cover of only ₹50,000
Forex mark-up fee of 2.75%
High joining and renewal fees
Reward points cannot be redeemed into the wallet
Who should get this card?
If you are a working woman with a salary exceeding ₹30,000, you can opt for this card. It is also suitable for women who spend significantly on beauty and shopping each month. However, if you do not shop online or travel, this card is not for you.
Disclaimer: This content has been sourced and edited from Dainik Jagran. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.
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