To make UPI transactions more secure, NPCI has introduced biometric authentication instead of PIN. Transactions will be verified through fingerprint scanning or facial recognition.
In this era of digital payments, the use of UPI (Unified Payments Interface) is increasing rapidly. In fact, most people now largely prefer UPI over cash transactions. However, along with this, cases of UPI fraud are also increasing rapidly nowadays.
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Keeping this in mind, the National Payments Corporation of India (NPCI) has taken an important step to make UPI transactions more secure and reliable. It said that now UPI payments will be confirmed with biometric authentication instead of PIN.
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Under this new system, UPI transactions will now be verified through fingerprint scanning or facial recognition. By using these features already present in smartphones, an attempt will be made to make UPI payments more secure and easier.
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This new change will be very beneficial for those users who are worried about the security of bank details or PIN. Through biometric authentication, only the person whose fingerprint or face is already saved in the system will be able to make transactions. This step is expected to control the incidents of fraud to a great extent.
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