

Money Stress in Relationships: Many times, despite a lot of love and emotional attachment in a relationship, financial issues increase the tension in the relationship. Stress in the relationship regarding money leads to accusations and counter-accusations on each other, lack of communication and insecurity. Let us know in this article how you can handle the problems of financial reasons in your relationship and how to keep your relationship safe.
Discuss your income and expenses openly
Not being able to talk openly with your partner about your income and expenses can lead to many problems. For example,
Your partner doesn’t know when and how much it will be safe to spend.
Your partner may have problems in saving and budgeting the household, or he or she may put more pressure on you regarding expenses due to over budgeting.
What to do: Talk openly with your partner about your income and sit together and prepare your household budget. Decide together how much of your income you have to spend on necessities and how much you have to save in a month.
It’s our money, not yours or mine
Nowadays, most couples earn together. In such a situation, feelings like your money, my money, your expenses, my expenses, arise in the couples which works to create distance in your relationship.
What to do: Do not let the feeling of yours and mine come in your relationship. Create a feeling of ours in your relationship like, our house, our income, our budget, this kind of thinking makes your relationship stronger and the partners in the relationship feel more secure and emotionally connected with each other.
Don’t compare yourself with others
It is often seen that people start comparing themselves with others. They get influenced by the lifestyle of the people around them and put pressure on themselves to live like them and unwillingly get themselves trapped in the trap of EMI.
What to do: Plan your life’s needs according to your income and not by looking at others. If you are planning to buy something big, first prepare your budget and then take a decision. Don’t buy things by looking at others which unnecessarily increase pressure on your budget and become the reason for your stress. Make even small expenses as per your need, unnecessary expenses can have a bad effect on your monthly savings.
Create an emergency savings plan
Emergency can come in anyone’s life at any time in any form, hence it is important to prepare for it from now onwards.
Keep a part of your income aside for emergency expenses so that you can handle the sudden financial pressure in case you suddenly lose your job or fall ill.
Seek financial counseling
If you are having frequent fights or disagreements with your partner over financial issues, then consult a financial counselor or couple counselor to resolve this. This will be useful for you.
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