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UPI PAYMENT WITHOUT Internet: No Network, No Tension! Do this without the Internet. UPI payments
Samira Vishwas | September 3, 2025 6:24 AM CST

UPI PAYMENT WITHOUT INTERNET: Nowadays, almost everyone uses digital payment. From cities to villages, people are preferring online transactions instead of cash transactions. But, when the network is weak or no internet connection, there is a big problem. In this case, users now do not have to worry, because the UPI payment can be done without the Internet. Let’s understand this payment method in simple language.

How to make UPi payments even when there is no internet?

You do not need a smartphone or any app to use this facility. Just a simple mobile phone and your UPI pin is enough. This method is very simple, which is given in the following steps:

1. From your phone *99# Dial.

2. Choose the language you want.

3. Select the ‘SEND Money’ option from the menu.

4. Choose the information details of the money sending: UPI ID, Mobile number or bank account number.

5. Fill in the amount you want to send.

6. Finally, confirm your UPI PIN and confirm the transaction.

7. In a few seconds your payment will be successful and it will not require the Internet.

Benefits of this facility

  • Payment is possible even when there is no network: You can easily deal with remote areas or where the Internet connection is weak.
  • No need for smartphones: Simple keypad phones can also be paid.
  • Anytime, anywhere, anywhere. This facility is available 24 × 7.
  • No need to download an additional app: Payments can be made by dialing the code directly from the phone.

In which banks are this facility available?

Without the Internet, this facility of UPI payment is currently available in all the major banks in the country. These include several banks including SBI, HDFC, ICICI, Axis Bank, PNB and Bank of Baroda.


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