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Big private sector bank, ICICI (ICICI) Now its doors have been closed to the general public. Now this bank has become only for the rich of the country. Actually, the bank says that now account holders will get Rs 50,000. Minimum amount has to be kept. In such a situation, it has now become difficult for the poor to open an account in this bank.

ICICI Bank has issued a circular regarding this. It has been said that now people living in cities should have access to their savings account (SB) at least in 50,000 Rs. Will have to be kept. first this amount 10,000 Rs. Was. This rule has come into effect from August 1, 2025. All customers opening new accounts will have to follow this new rule.

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SBI abolished the minimum balance rule

Along with this, the bank has also increased the minimum balance in small towns and villages. Now customers in small towns can deposit at least 25,000 Rs. Will have to be kept. this limit first 5,000 Rs. Was. Similarly, minimum balance in villages also 10,000 Which has been done before Rs. 2,500 Was. Let us tell you that the minimum balance of this bank is the highest in the country. This decision has come when the country’s largest bank State Bank of India (SBI) The rule of minimum balance was abolished in the year 2020.

HDFC bank vs ICICI bank

Most banks maintain minimum balance so that they can do their work and investments properly. If a customer’s balance falls below the minimum balance, the bank imposes a penalty on it and starts deducting money from the customer’s account.

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But in other private banks the minimum balance is usually 2000 Rs. From 10,000 It is between Rs. Country’s largest private bank HDFC The minimum balance in the bank is also less as compared to ICICI. HDFC Minimum balance in cities 10,000 Rs., in small towns 5,000 In rupees and villages 2,500 Is Rs.

Inequality increased between rich and poor

India’s GDP is continuously increasing. With the increase in GDP, the gap between the rich and the poor in India is also increasing. This will increase rapidly in the coming years. Therefore, ICICI Bank is trying to attract rich people towards itself, so that it can get more benefits from the rich.