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KYC, or Know Your Customer, is a mandatory process through which banks verify the identity and address of their customers, as per Reserve Bank of India (RBI) guidelines. The State Bank of India (SBI) allows customers to update their KYC online from home, saving time and avoiding branch visits.

Keeping your KYC updated is essential to ensure uninterrupted banking services and account security.

Why Is KYC Update Important? ✔ Prevents Account Freezing

If your KYC is not updated within the prescribed time, SBI may restrict or freeze your account, stopping ATM withdrawals, cheque usage, and digital transactions.

✔ Ensures Secure Banking

Regular KYC updates help SBI maintain accurate customer records and reduce the risk of fraud and identity theft.

Key Highlights

• Update Modes: Net Banking, YONO App, or SBI Branch (offline)

• Documents Required: Aadhaar Card, Voter ID, Passport, Driving Licence, NREGA Card, etc.

• Coverage: Updated KYC applies to all accounts linked to your CIF (Customer Information File)

• Special Rules: Different norms apply for individuals, minors, and NRI account holders

How to Update KYC Online in SBI

SBI offers two convenient online options: Internet Banking and the YONO mobile app.

Method 1: Update KYC Through SBI Internet Banking

Follow these simple steps:

Login
Visit the official SBI Net Banking website and log in using your User ID and password.

Go to My Accounts & Profile
Click on the ‘My Accounts & Profile’ tab.

Select ‘Update KYC’
Choose the KYC Update option from the menu.

Enter Profile Password
For security, enter your profile password and proceed.

Select Account
Choose the account from the dropdown list and click Submit.

Upload Documents
Update your details and upload the required KYC documents.

OTP Verification
Enter the OTP received on your registered mobile number.

Submission & Verification
Once submitted, SBI will verify your details and update your KYC.

Method 2: Update KYC Using SBI YONO App

You can also update your KYC easily through SBI’s YONO app:

Open YONO App
Log in using your MPIN.

Access Menu
Tap the menu icon (☰) on the top-left corner.

Service Request
Select ‘Service Request’ → ‘Update KYC’.

Enter Profile Password
Authenticate using your profile password.

Update Details & Upload Documents
Fill in the required information and upload documents.

OTP Confirmation
Enter the OTP received on your registered mobile number.

KYC Update Confirmation
You’ll receive a confirmation message once your KYC is successfully updated for your CIF.

How to Update KYC Offline at SBI Branch

If you don’t use internet banking or smartphones:

• Visit your nearest SBI branch

• Fill out the KYC update form

• Submit self-attested copies of valid KYC documents

• Carry originals for verification, if required

The bank staff will assist you with the process.

Final Words

Updating your KYC with SBI is simple, quick, and can be done entirely from home using Net Banking or the YONO app. Completing this process on time ensures uninterrupted access to banking services and keeps your account secure.