New Delhi: The Unified Payments Interface (UPI)-based transactions in November 2024 was recorded at 15.48 billion, which shows a 38 per cent year-on-year growth, National Payments Corporation of India (NPCI) data stated. The total transaction value via UPI stood at Rs 21.55 lakh crore, a 24 per cent surge as compared to November 2023.
In October 2024, UPI recorded 16.58 billion transactions worth Rs 23.5 trillion, highest since UPI’s launch in April 2016. According to the NPCI data, the Immediate Payment Service (IMPS) transactions recorded 408 million transactions with a total transaction amount of Rs 5.58 lakh crore in November 2024.
Other payment systems like FASTag transactions increased by 4 per cent, rising to 359 million from 345 million in October. Aadhaar Enabled Payment System (AePS) transactions were recorded at 92 million, with a total value of Rs 23,844 crore as against 126 million recorded in October. The November data showed that FASTag numbers went up 12 per cent and 14 per cent in value versus the same month in last year.
The value of AePS transactions declined 27 per cent to Rs 23,844 crore during the period under review from Rs 32,493 crore in October.
| Month | No. of Banks live on UPI | Volume (in Mn) | Value (in Cr.) |
| 01/10/24 | 632 | 16584.97 | 2349821.46 |
| 01/09/24 | 622 | 15041.75 | 2063994.71 |
| 01/08/24 | 608 | 14963.05 | 2060735.57 |
| 01/07/24 | 605 | 14435.55 | 2064292.41 |
| 01/06/24 | 602 | 13885.14 | 2007081.2 |
| 01/05/24 | 598 | 14035.84 | 2044937.05 |
| 01/04/24 | 581 | 13303.99 | 1964464.52 |
| 01/03/24 | 572 | 13440 | 1978353.23 |
| 01/02/24 | 560 | 12102.67 | 1827869.35 |
| 01/01/24 | 550 | 12203.02 | 1841083.97 |
| 01/12/23 | 522 | 12020.23 | 1822949.42 |
| 01/11/23 | 516 | 11235.29 | 1739740.61 |
| 01/10/23 | 505 | 11408.79 | 1715768.34 |
| 01/09/23 | 492 | 10555.69 | 1579133.18 |
| 01/08/23 | 484 | 10586.02 | 1576536.56 |
| 01/07/23 | 473 | 9964.61 | 1533536.44 |
| 01/06/23 | 458 | 9335.06 | 1475464.26 |
| 01/05/23 | 445 | 9415.19 | 1489145.44 |
| 01/04/23 | 414 | 8863.26 | 1415504.71 |
| 01/03/23 | 399 | 8685.3 | 1410443.01 |
| 01/02/23 | 390 | 7534.76 | 1235846.62 |
| 01/01/23 | 385 | 8036.89 | 1298726.62 |
| 01/12/22 | 382 | 7829.49 | 1282055.01 |
| 01/11/22 | 376 | 7309.45 | 1190593.39 |
| 01/10/22 | 365 | 7305.42 | 1211582.51 |
| 01/09/22 | 358 | 6780.8 | 1116438.1 |
| 01/08/22 | 346 | 6579.63 | 1072792.68 |
| 01/07/22 | 338 | 6288.4 | 1062991.76 |
| 01/06/22 | 330 | 5862.75 | 1014384.31 |
| 01/05/22 | 323 | 5955.2 | 1041520.07 |
| 01/04/22 | 316 | 5583.05 | 983302.27 |
| 01/03/22 | 314 | 5405.65 | 960581.66 |
| 01/02/22 | 304 | 4527.49 | 826843 |
| 01/01/22 | 297 | 4617.15 | 831993.11 |
| 01/12/21 | 282 | 4566.3 | 826848.22 |
| 01/11/21 | 274 | 4186.48 | 768436.11 |
| 01/10/21 | 261 | 4218.65 | 771444.98 |
| 01/09/21 | 259 | 3654.3 | 654351.81 |
| 01/08/21 | 249 | 3555.55 | 639116.95 |
| 01/07/21 | 235 | 3247.82 | 606281.14 |
| 01/06/21 | 229 | 2807.51 | 547373.17 |
| 01/05/21 | 224 | 2539.57 | 490638.65 |
| 01/04/21 | 220 | 2641.06 | 493663.68 |
| 01/03/21 | 216 | 2731.68 | 504886.44 |
| 01/02/21 | 213 | 2292.9 | 425062.76 |
| 01/01/21 | 207 | 2302.73 | 431181.89 |
| 01/12/20 | 207 | 2234.16 | 416176.21 |
| 01/11/20 | 200 | 2210.23 | 390999.15 |
| 01/10/20 | 189 | 2071.62 | 386106.74 |
| 01/09/20 | 174 | 1800.14 | 329027.66 |
| 01/08/20 | 168 | 1618.83 | 298307.61 |
| 01/07/20 | 164 | 1497.36 | 290537.86 |
| 01/06/20 | 155 | 1336.93 | 261835 |
| 01/05/20 | 155 | 1234.5 | 218391.6 |
| 01/04/20 | 153 | 999.57 | 151140.66 |
| 01/03/20 | 148 | 1246.84 | 206462.31 |
| 01/02/20 | 146 | 1325.69 | 222516.95 |
| 01/01/20 | 144 | 1305.02 | 216242.97 |
| 01/12/19 | 143 | 1308.4 | 202520.76 |
| 01/11/19 | 143 | 1218.77 | 189229.09 |
| 01/10/19 | 141 | 1148.36 | 191359.94 |
| 01/09/19 | 141 | 955.02 | 161456.56 |
| 01/08/19 | 141 | 918.35 | 154504.89 |
| 01/07/19 | 143 | 822.29 | 146386.64 |
| 01/06/19 | 142 | 754.54 | 146566.35 |
| 01/05/19 | 143 | 733.54 | 152449.29 |
| 01/04/19 | 144 | 781.79 | 142034.39 |
| 01/03/19 | 142 | 799.54 | 133460.72 |
| 01/02/19 | 139 | 674.19 | 106737.12 |
| 01/01/19 | 134 | 672.75 | 109932.43 |
| 01/12/18 | 129 | 620.17 | 102594.82 |
| 01/11/18 | 128 | 524.94 | 82232.21 |
| 01/10/18 | 128 | 482.36 | 74978.27 |
| 01/09/18 | 122 | 405.87 | 59835.36 |
| 01/08/18 | 114 | 312.02 | 54212.26 |
| 01/07/18 | 114 | 273.75 | 51843.14 |
| 01/06/18 | 110 | 246.37 | 40834.03 |
| 01/05/18 | 101 | 189.48 | 33288.51 |
| 01/04/18 | 97 | 190.08 | 27021.85 |
| 01/03/18 | 91 | 178.05 | 24172.6 |
| 01/02/18 | 86 | 171.4 | 19126.2 |
| 01/01/18 | 71 | 151.83 | 15571.2 |
| 01/12/17 | 67 | 145.64 | 13174.24 |
| 01/11/17 | 61 | 105.02 | 9669.33 |
| 01/10/17 | 60 | 76.96 | 7057.78 |
| 01/09/17 | 57 | 30.98 | 5325.81 |
| 01/08/17 | 55 | 16.8 | 4156.62 |
| 01/07/17 | 53 | 11.63 | 3411.35 |
| 01/06/17 | 52 | 10.35 | 3098.36 |
| 01/05/17 | 49 | 9.36 | 2797.07 |
| 01/04/17 | 48 | 7.2 | 2271.24 |
| 01/03/17 | 44 | 6.37 | 2425.14 |
| 01/02/17 | 44 | 4.38 | 1937.71 |
| 01/01/17 | 36 | 4.46 | 1696.22 |
| 01/12/16 | 35 | 1.99 | 707.93 |
| 01/11/16 | 30 | 0.29 | 100.46 |
| 01/10/16 | 26 | 0.1 | 48.57 |
| 01/09/16 | 25 | 0.09 | 32.64 |
| 01/08/16 | 21 | 0.09 | 3.09 |
| 01/07/16 | 21 | 0.09 | 0.38 |
| 01/06/16 | 21 | 0 | 0 |
| 01/05/16 | 21 | 0 | 0 |
| 01/04/16 | 21 | 0 | 0 |
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